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Lack of key certifications: Many certifications from which a business owner in your field could benefit are only available to people with undergraduate degrees. Exceptions certainly exist, but generally, the certifications that make finding clients easier require a full formal education first. That means skipping college could hinder sales. Does your passion exceed your patience?

Sometimes, great ideas can’t wait, and spending four years in college will result in missed opportunities. This was the case for Taso Du Val, founder and CEO of global tech industry network Toptal.

“I wanted to go to MIT, but the thought of waiting for four years before starting my career troubled me,” Du Val said. “So, I started pursuing my passion for entrepreneurship at a young age and, years later, ended up fixing a problem I noticed in the IT outsourcing industry. It’s just something I had to do. I was not going to sit around for years, listening to information I would never need in my life.”

If you wholeheartedly believe that your business idea can’t wait four years to pursue, skipping college may be the right track. Many young entrepreneurs tackle their business ideas as passion projects while they attend college, but it is important to identify at what point your business needs your full attention.

Do you have any real-world experience in the industry?

Hands-on experience in the industry you are pursuing is helpful, giving you the knowledge to see if you are on the right track. If you are unsure about starting a business without a degree, consider diving into your chosen industry to gain experience – perhaps working on your company as a side project before turning your idea into a full-time business.

Grech recommended volunteering with someone in the field before starting your own business, to learn if you like the industry, people and hours. People in some industries benefit from an apprenticeship or an internship.

“This will help you decide if you like the career enough to dedicate the time to starting your own business, and it will also help you assess your skills to know if you need further education to establish yourself as a professional in that field,” Grech said.  

For Randy Wyner, founder and president of the restaurant franchise Chronic Tacos, there was no choice when it came to getting a college education. His responsibility to support his young son meant he had to get a job instead of going to school. After working his way up to a managerial position at Jiffy Lube in just a few years, Wyner knew he had all the experience and drive he needed to become a business owner. He allowed himself time to develop his entrepreneurial spirit before starting his journey.

“Hands-on learning helped me understand how to manage a business quicker, whereas college students learn mostly by memorization techniques and tricks,” Wyner said. “Following this path helped me grasp what to do and what not to do when running a business. Although college may educate you on business elements, you can’t learn how to run a business until you actually become an entrepreneur.”

Are you financially stable?

While college is an investment, so is your business. You’ll need to calculate your expenses, create a budget and plan your timeline accordingly before dedicating your life to the project. 

“Understanding the total costs is crucial,” Portesy said. “Before you pursue a new business opportunity, map out the total investment – purchase costs, opening inventory, and how much working capital you will need before you break even.”

Sometimes, students will go for a degree and work in an industry for a few years, or on the side, to earn money to support their entrepreneurial journey. If you don’t think you can cut it without a sustainable career to leverage your success, then you might want to focus on school first. However, if you are currently in school and feel strongly about devoting all your time to testing or growing your business, check with your college about its leave-of-absence policy and online courses.

Tip

The choice between going to college and starting a business often comes down to whether you need a sustainable income to support your business. Accounting software can help you figure this out. For examples, read about our best picks for accounting software, or our review of Wave Financial’s free accounting software.

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Why College Students Should Give Freelancing A Try

The average annual cost of attending college in the U.S. has ballooned to more than $20,000, and the price tag is much more exorbitant if you are interested in attending a private university. This means that the vast majority of today’s students need an income source throughout the year, but it can be difficult to balance school with a typical work schedule. Additionally, the level of flexibility that is needed can force students to work a minimum wage job. In other words, even if they somehow managed to work 40 hours a week while attending school full-time, they would still fall at least $5,000 short of their tuition fees. Fortunately, there is a good alternative that can help: freelancing.

What Type of Freelance Work is Available?

The number of freelancers working at home continues to grow, and they are needed in a diverse mixture of industries, ranging from copywriters to insurance inspectors. The beauty of freelance work is that you can choose your hours and capacity, and it is often possible to set your own rate. As an added bonus, these jobs typically compensate at a much higher rate than minimum wage. According to chúng tôi which is an online invoicing resource for freelancers, more than half of the people who choose this type of work earn between $20 and $59 per hour. Highly skilled developers can command as much as $180 hourly.

How Can College Students Find Freelance Work?

There are numerous freelance opportunities available online, including many websites that are devoted to bringing freelancers and clients together. For example, writers can turn to content mills such as chúng tôi to earn some extra cash. Entrepreneur also recommends checking out Upwork and Elance for writers, mobile developers, designers and programmers. Individuals who are already experienced programmers might be eligible to join the top 3 percent of freelancers at Toptal, and this is a very viable way to make some serious money. If all of these options do not suit your specific talents or needs, you can even turn to Craigslist as a job resource for freelancers.

What Are the Perks of Joining a Freelancing Site?

Most reputable sites collect payments from each client and deposit them into your account, so this will minimize the risk involved in working with people on a short-term basis. Additionally, content mills may pay a cheaper wage than you can attract on your own, but they also give you the opportunity to hone your skills and attract some loyal clients. Another nice perk of getting involved with freelance sites is that you can join several of them to ensure that you will always have some work to choose from.

Freelancing does not offer the same stability as punching a time clock, but you will have the opportunity to earn a lot more money and to set your own hours. It is also really liberating to handpick the projects that interest you instead of being forced to do whatever your boss asks of you. When you combine all of these benefits with being able to build a portfolio that can help you find permanent work in the future, it becomes clear that freelancing is one of the best ways for a college student to make ends meet.

Be sure you check out the resources on chúng tôi to

Should I Become A Data Scientist (Or A Business Analyst)?

Introduction

One of the common queries I come across repeatedly on several forums is “Should I become a data scientist (or an analyst)?” The query takes various forms and factors, but here is a common real-life anecdote:

“I have been doing Sales for multiple BFSI giants for last 3 years, but I have stopped enjoying my role. After reading about Business Analytics and machine learning, my interest in this area has grown. Should I make a switch and learn data science? If so, How do I do this?

When I reflect back on how I took the decision, I realized – I happened to be lucky! The decision was relatively easier for me. Why? I knew the industries/roles, I would not enjoy – these included roles in Sales, roles in Physical engineering, and a few others. I was open to roles in data science in retail banks and investment banks and luckily ended up with Capital One.

Today, after spending ~8 years in the industry, it is far easier for me to guide and mentor people on whether Analytics is the right role for them or not. So, I thought, I’ll try and put my thoughts in a framework and share it with the audience of this blog. The aim of this post is to help those people who are sitting on the fence and thinking about which job/role is right for them. So, if you are someone deliberating a move in data science or are wondering whether you are a right fit with this industry, here is a neat framework that might help.

The role of a mentor in building a career is priceless. Being from the industry, the mentor can help you navigate your learning path so that you don’t fall into traps. Certified AI & ML BlackBelt Plus Program comes with 100+ hours of live-course, 100+hours of self-paced video, 18+ real-life projects, and the most important – 1:1 mentorship so that you can focus on becoming an industry-ready professional with the relevant guidance. 🙂

Framework

I have put a framework in the form of a very simple test. This test is based on the attributes every analyst should possess. You should score yourself against each of the questions (out of the score mentioned after the question) and then add your scores. A good analyst should score more than 70 and anyone scoring below 50 should seriously re-consider a decision to be a data scientist.

Test Questions:

Do you love number crunching and logical problem solving – i.e. puzzles, probabilities, and statistics? (score out of 20)

By love I don’t mean like, I don’t mean you don’t mind numbers – I mean, do you have an obsession with numbers! Do you love doing guess-estimates at any time of the day – I have done those estimates while I am taking a shower, while I am driving, while I am watching a movie, or even when I am swimming (and lost my count of laps)! I know my friend Tavish does these calculations in his mind too – while he is driving or while he is playing badminton. If you want me to space out of a discussion, just ask me a really hard logical problem!

Key:

5 – dread mathematics & statistics, but can face to some extent

10 – Comfortable with mathematics and statistics, but need calculators and excel to work on problems. Don’t mind attempting puzzles

15 – Love crunching numbers and solving logical puzzles anywhere

20 – Can’t live without number crunching and logical puzzles – an obsession!

Do you enjoy working/handling unstructured problems? (score out of 20)

An analyst will inevitably be tested against unstructured and amorphous business problems. And it is how you solve these unstructured problems, that decides how good or bad an analyst you are. My first project in my first role stated: “In last few months, we have seen a high increase in high-risk customers of type X. You need to come up with a data-based strategy to measure, control, and improve this situation.“

Even the business did not have a clear definition of these customers. Can you handle this kind of ambiguity and provide a direction on your own? Do you enjoy these situations or you would rather be comfortable in a more defined role?

Key:

5 – Have tried these problems in past – but not my cup of tea!

10 – A score of 10 would mean, you like solving these problems once in a while (say 3 – 6 months)

15+ – You prefer unstructured problems over-structured. You don’t enjoy someone else structuring problems for you.

Do you enjoy deep research and can spend hours slicing and dicing data? (score out of 20)

Going back to the first project I faced, it took me 3 months to understand the business, have multiple discussions with stakeholders, brings them on the same page, and then mine the data to bring out solutions. You need an outlook of a researcher to be a good business analyst. When was the last time you spent hours and hours immersed in solving a problem? Can you do that again and again?

Key:

5 – You want a change every few hours. You can’t work on a single problem for the entire day

10 – You can work on a research problem – but need some side work to help you out of boredom

15 – You feel the side work is distracting you from making progress on the key problem you are working on. Would be happy if they are taken away

20 – Can’t stand distractions

Do you enjoy building and presenting evidence-based stories? (score out of 20)

A data scientist needs to be a fluid presenter. What is the use of all the hard work, if he is not able to influence his stakeholders? Communicating with data and presenting stories backed by data is one of the most important elements in the life of a data scientist. Imagine being part of companies like Google and Amazon – you have all the data you need (probably more than that) for the domain you are working on, but you need to convert it into a meaningful story, present it to the stakeholders and influence them to take the right decision!

Key:

5 – You struggle to communicate my mathematical thoughts to the audience

10 – You can manage telling stories with a lot of practice. Can’t think of doing this on the fly!

15+ – Any time, anywhere!

Do you always find yourself questioning people’s assumptions and are always curious to know ‘Why”? (score out of 10)

This is probably the best part and the most fun part! Here is a quote a read somewhere on Linkedin: Arguing with an Engineer is a lot like wrestling in the mud with a pig: After a few hours, you realize the pig likes it. Similarly, asking why comes naturally to a good data scientist. Some of the best data scientists would stop anyone and ask for a rationale if they are not clear – Why did you ask this question? What was your thought process? Why do you assume so? are just a few examples of these questions!

Key:

5 – You only ask questions when they are critical to be asked

8+ – You can’t stand the anxiety of not understanding something! Jumping to ask questions!

Do you enjoy problem-solving and thrive on intellectual challenges? (score out of 10)

Analysts require a knack for problem-solving. Most of the problems businesses would face would be unique to them and it would take a smart solver to solve them. Solutions, which work for one organization may not work for another – you need to be someone who quickly develops a deep understanding of a problem and then come out with innovative ways to solve these problems

Key:

3 – You don’t mind thinking about solving problems – but you struggle.

6 – You can solve problems at times

9 / 10 – You just love the process of intellectual thinking

End Notes:

What is my score? I would score somewhere between 80 – 85 on this test. It is your turn now. Do take the test and let me know, how much do you score? Also, do let me know if you think the test was helpful or otherwise.

Did you like this framework? We at Analytics Vidhya follow an analytical approach to problem-solving. If you want to become a data scientist with this analytical mindset, check out the Certified AI & ML BlackBelt Plus Program which offers 100+ hours of live-course, 100+hours of self-paced video, 18+ real-life projects, and the most important – 1:1 mentorship. The course is carefully crafted by experts so that you can become an industry-ready professional! 

Now that you know that you can / can not become a data scientist, you might be asking “How do I become a data scientist?”. Here’s the Roadmap – 

Related

When Should You Worry About A Birthmark?

A birthmark is a skin mark or spot present at birth or appearing soon after. Various sizes, shapes, colors, and texture factors can cause it. Most birthmarks are harmless, but in some cases, they may indicate a more serious underlying medical condition.

What are Birthmarks?

A birthmark is a spot or mark on the skin that is present at birth or appears shortly after that. It is a common and harmless condition, affecting nearly everyone to some degree. Birthmarks can vary in size, shape, color, and texture and can appear anywhere on the body.

Vascular birthmarks and pigmented birthmarks are the two primary categories of birthmarks.

Vascular Birthmarks

An overabundance of red, pink, or purple blood vessels in the skin brings on vascular birthmarks. Hemangiomas and port-wine stains are two prevalent varieties of vascular birthmarks. Port-wine paintings are flat and resemble wine, whereas hemangiomas are elevated and lumpy.

Pigmented Birthmarks

Pigmented birthmarks are caused by an overproduction of melanin, the pigment that gives color to the skin. Pigmented birthmarks are usually brown or black and can appear anywhere on the body. Some common pigmented birthmarks include café-au-lait spots, moles, and Nevus of Ota.

Planning to remove birthmark?

In most cases, birthmarks are harmless and do not require any treatment. However, some birthmarks may be cosmetically bothersome, and in rare cases, they can indicate a more serious underlying medical condition. Should consult a doctor if a birthmark is causing concern or is rapidly growing or changing in appearance.

What are their origins?

The origin of birthmarks needs to be better understood, but several theories about their formation exist. Some birthmarks are caused by genetics, while others are believed to result from environmental factors such as the mother’s diet or exposure to certain chemicals during pregnancy.

Birthmarks related to medical conditions?

Birthmarks can sometimes be associated with underlying medical conditions, such as Sturge-Weber syndrome or tuberous sclerosis. In these conditions, birthmarks can signify abnormal growth or development of specific tissues in the body.

The origin of birthmarks needs to be better understood, but there are several theories about their formation, including genetic and environmental factors. Some birthmarks may be associated with underlying medical conditions, and a doctor should be consulted if a birthmark is causing concern or is rapidly growing or changing in appearance.

What are the benefits of having birthmarks?

However, some people with birthmarks may find that their birthmarks make them feel unique or special and can provide a sense of identity and individuality. Some birthmarks can be used as personal identifiers, making it easier for others to recognize a person.

In some cultures, birthmarks are also believed to carry symbolic or spiritual significance. They may be interpreted as a sign of good luck, prosperity, or a connection to a higher power.

What are the possible risks of having birthmarks?

While most birthmarks are harmless and do not pose any risks, some types of birthmarks may be associated with underlying medical conditions or complications. Some possible risks associated with having birthmarks include −

Skin cancer − Pigmented birthmarks, such as moles, can increase the risk of skin cancer, mainly if they are large, dark, or irregular.

Blood clots − Vascular birthmarks, such as port-wine stains, can increase the risk of blood clots in the affected area.

Neurological problems − In rare cases, birthmarks such as Sturge-Weber syndrome or tuberous sclerosis can be associated with neurological issues, such as seizures, developmental delays, or vision or hearing loss.

Psychological distress − Some people with prominent or noticeable birthmarks may experience low self-esteem, embarrassment, or psychological distress.

Complications during surgery or medical procedures − In some cases, birthmarks can interfere with medical procedures or make them more complex, increasing the risk of complications.

It’s essential to remember that these risks are generally rare, and most birthmarks do not pose any severe health risks. If a birthmark is causing concern or is rapidly growing or changing in appearance, it’s essential to consult a doctor for an evaluation.

When should you start worrying about birthmarks?

It is normal to have concerns about birthmarks, especially if they are significant, noticeable, or have changed in appearance. However, most birthmarks are harmless and do not require any medical attention.

It is essential to see a doctor if a birthmark is:

Increasing or changing in appearance, such as becoming larger, darker, or developing irregular borders.

Causes discomfort, pain, or itching.

Bleeding or producing discharge.

Associated with symptoms such as headaches, seizures, or vision or hearing loss.

Interferes with everyday activities, such as eating, speaking, or breathing.

What are the best ways to treat birthmarks?

The best way to treat a birthmark depends on the type and location of the birthmark, as well as the patient’s age, health, and personal preferences. Some standard treatment options for birthmarks include −

Observation − For many harmless birthmarks, such as café-au-lait spots or Mongolian spots, no treatment is necessary, and a doctor may recommend a simple statement over time to monitor any changes.

Topical treatments − Topical lightening agents or chemical peels may be recommended for some pigmented birthmarks, such as age spots or freckles.

Surgical excision − For more significant or noticeable birthmarks, such as port-wine stains or moles, surgical excision may be recommended to obliterate the birthmark.

Laser therapy − For some vascular birthmarks, such as port-wine stains, laser therapy may be recommended to reduce the redness and visibility of the birthmark.

Microsurgical techniques − For some birthmarks, such as neurofibromas, microsurgical techniques may be recommended to remove the birthmark and preserve normal skin and tissue.

Tattooing or micro pigmentation − For some people with prominent birthmarks, cosmetic tattooing or micro-pigmentation may be recommended to camouflage or blend the birthmark into the surrounding skin.

Therapeutic creams or ointments − For some birthmarks, such as hemangiomas, topical creams or lotions may be recommended to slow the growth and reduce the visibility of the birthmark.

It is essential to discuss the various treatment options and their risks and benefits with a doctor, as well as any personal preferences or concerns, to determine the best approach for each case.

What are the ways to avoid birthmarks?

There is no sure way to prevent birthmarks, as various factors, including genetics, hormonal imbalances, or developmental anomalies, cause them. However, some general tips for reducing the risk of birthmarks or minimizing their appearance include −

Protecting your skin from sun exposure − Sun exposure can increase the risk of developing pigmented birthmarks, such as age spots or freckles, and make existing birthmarks darker and more noticeable.

Eating a healthy diet− A balanced and nutritious diet can help to maintain hormonal balance and support healthy skin and tissue development.

Avoiding certain medications during pregnancy − Some medicines, such as certain hormones or retinoids, can increase the risk of developing certain types of birthmarks, such as vascular malformations or pigmented birthmarks, during pregnancy.

Maintaining a healthy weight − Being overweight or obese can increase the risk of developing certain birthmarks, such as vascular malformations or pigmented birthmarks, making existing birthmarks more noticeable.

Avoiding exposure to harmful chemicals or toxins − Certain chemicals or poisons, such as tobacco smoke or alcohol, can increase the risk of developing certain birthmarks, such as vascular malformations or pigmented birthmarks.

10 Takeaway Tips For A College

At YES Prep North Central, the college-bound culture, high-octane teaching practices, and strong relationships — among students, among teachers, and among teachers and students — all fit together like pieces of a jigsaw puzzle. But each approach, taken on its own, represents a powerful way of thinking about education. As a handful of Houston schools begin to borrow from YES Prep’s model, they are finding that key reforms can work on an incremental basis. Here are some of the most effective strategies for success:

Institute a Strong Discipline Policy

Staff members emphasize that students are responsible for themselves and their school community at YES Prep, and they work proactively with kids to build good behavioral skills, which include appearance as well as demeanor. (Shirts must be tucked in at YES Prep.) The policy is working: There were only two fights on campus last year.

Infuse the School with a College-Bound Culture

Pennants, posters, and slogans on almost every wall of the school broadcast the ultimate goal of getting into college. Members of the school faculty insist that every student will go to college, and they take students to university campuses to give them a flavor of the experience.

Be Available to Students After Hours

YES Prep provides each teacher with a cell phone, which students know they can call in the evenings if they don’t understand their homework. This strategy eliminates excuses for not getting the work done.

Create Advisory Periods to Strengthen Relationships

Every day after lunch, each YES Prep staff member meets with the same group of students to discuss current challenges, academic or personal. Advisory groups are designed to serve as supportive families within the school.

Learn from Each Other’s Expertise

Even great athletes need coaches, and the same goes for teachers. At YES Prep, teachers take a lead in supporting and coaching each other at weekly grade-level meetings. The school also stages an annual “observation challenge,” when teachers pop into each other’s classrooms to observe and give feedback.

Extend the Learning Time

The YES school day runs from 7:30 a.m. to 4:30 p.m., five days a week, with sessions every sixth Saturday morning for extra instruction such as SAT practice, and community service. School leaders explain that the extra time is necessary to give students thorough preparation for college and accustom them to a rigorous professional work schedule. Just having great teachers isn’t enough, says YES Prep founder Chris Barbic. Students also need added time with those teachers.

Try Team Teaching to Support Vulnerable Students

Educators at YES Prep, which serves students in grades 6-12, say the first year or two at the school, as students adjust to high expectations and long hours, can be a struggle. To help with the transition, teachers in sixth and seventh grades teach in pairs, sharing a classroom and handling larger numbers of students at once. This strategy enables them to get to know kids better, address problems with individual students, and create lessons that integrate various subjects, a step that makes the lessons more realistic and engaging.

Build the Meaning of Education Through Community Service

An additional goal at YES Prep, besides getting kids into and through college, is to ensure that graduates return to Houston and use their education to better the community. At North Central, students spend every sixth Wednesday doing community service. Each grade level chooses a theme for the year; this year’s seniors, for instance, are focusing on local elementary schools. Student leaders choose projects on the selected theme. Every sixth Saturday, the teens help teachers organize community events and outreach activities for the neighborhoods around the school. Teacher Craig Brandenburg explains that by making community service a regular practice, “that just becomes who you are.”

Set the Tone With a Student-Parent Contract

Before each student starts at YES Prep, a staff member visits his or her home to collect signatures on the family contract. “YES Prep is not just a school. YES Prep is a way of life,” begins the document, which details the rigorous requirements of a college-prep program. Educators use the contract as a way to engage with parents, and to emphasize that success is possible only when students, parents, and teachers work together. Later, if the student’s commitment slips, they can use the contract as a teaching tool to help get the student back on track.

Give Teachers Input and Shared Responsibility for Excellence

School Director Mark DiBella regularly seeks ideas and feedback from his staff, and intentionally recruits teachers who are different from him, to ensure a diversity of perspectives at the school. Grade-level chairs lead their colleagues through weekly shared planning sessions, and teams of teachers learn by observing each other in sessions modeled on medical-student rounds. Brandenburg says, “I feel really valued here.”

Grace Rubenstein is a senior producer at Edutopia.

Start A Career In Fintech

Top Career Sectors in Fintech

Cybersecurity

What’s involved: Cyberattacks are one of the greatest threats companies face, and the mobile and accessible nature of their business makes organizations involved in fintech are bigger targets for cyberattacks than other firms. This also makes companies in fintech more in need of cybersecurity professionals who can help safeguard their business, from their networks and devices to their data (and the data of their customers).

What it pays: The average annual salary for a cybersecurity professional is just under $113,000, according to ZipRecruiter.

Get Started: Browse our selection of online cybersecurity courses.

Blockchain Development

What’s involved: A blockchain is a type of decentralized digital ledger/database that’s online and that can be accessed by the public. Blockchain developers are software developers who work with this technology (which was used to create the digital currency Bitcoin) across a variety of blockchain applications in research and analysis as well as design and execution, from building infrastructure to creating security measures and safeguarding against cyberattacks.

Get Started: Browse our selection of online finance and fintech courses.

Artificial Intelligence and Machine Learning

What’s involved: Because fintech is focused on automating and improving financial services, artificial intelligence and machine learning technologies are driving its growth. For example, artificial intelligence can encourage decision-making that’s driven by data and provide support for automated customer service efforts like chatbots. Machine learning algorithms can help with everything from streamlining the loan and related approval process to safeguarding against cyberattacks and monitoring transactions to ensure regulatory compliance.

What it pays: Artificial intelligence engineers can expect an average annual salary of $164,000 or more, according to ZipRecruiter while machine learning professionals earn around $157,000 on average.

Get Started: Browse our selection of online artificial intelligence and machine learning courses.

Quantitative Analysis

What’s involved: Quantitative analysis (Q.A.) employs math, statistics, measuring and research better understand behavior and quantitative analysts (or “quants” as they have come to be known) working in fintech create and operate complex models that help financial institutions with decision-making around pricing, investments, markets, and risk.

What it pays: Quantitative analysts can expect to earn an average annual salary of approximately $112,000, according to Glassdoor.

Risk and Compliance

What’s involved: As regulatory guidelines and related costs have skyrocketed in fintech, risk and compliance professionals have been charged with ensuring that firms follow both their internal policies and external regulations to reduce and avoid related financial risks. And there are other jobs to be had within the risk category as well, including in the subset RegTech, the technology frameworks that can be used to make risk and compliance in financial services more streamlined.

What it pays: Risk compliance managers can expect an average salary of approximately $95,000 annually, according to ZipRecruiter.

Get Started: Refine your skills with online risk management training courses.

Crowdfunding

What’s involved: Most Americans are familiar with online crowdfunding platforms like GoFundMe and KickStarter, which gain financial backing from small individual contributions or investments on a large, population-wide scale. There are a variety of in-demand roles to be found in the crowdfunding space, from software engineers who keep crowdfunding platforms running to crowdfunding specialists who may take on tasks including developing digital campaigns, working closely with donors and identifying untapped donation opportunities.

What it pays: Crowdfunding campaign specialists make around $54,000 annually, according to ZipRecruiter while a software engineer at a company like KickStarter can expect to earn between $80,000 to $150,000 depending on their experience.

App Development

What’s involved: As fintech revolutionizes the financial industry, mobile apps are leading the way in making financial transactions easier and smoother. That means there’s no shortage of jobs for data and software professionals who can find ways to ensure safety and security while improving upon existing app technology or building the next killer app fintech.

Wealthtech

Fintech Strategy/Consulting

What’s involved: Fintech consultants share their expertise to help clients in government and private sector solve fintech problems and achieve their goals. They serve as experts in the industry broadly but may provide specialized expertise in areas like payments, wealth management, capital markets and more.

What it pays: Fintech consultants can expect to earn $96,400 on average annually, according to ZipRecruiter.

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